Empowering Better Financial Lives

Our Mission

To Empower Better Financial Lives

Empower

Credit Repair can be an embarrassing process, but we’re dedicated to making your experience comfortable and even empowering! We employ a knowledgeable, methodical approach that gets results and provides a financial improvement that lasts, so you can forget your past and look forward to your future.

What are you waiting for?

Access to free credit tips

Sign Up Now!

Better

You wouldn’t hand your credit card to a stranger, so don’t just trust anyone with your credit repair.
Trust us. We are nationally licensed and registered with the States Attorney General Offices as required, carry the necessary security bonds, and are in strict compliance with the Credit Repair Organizations Act.

Aren't you ready for a brighter tomorrow?

Plan for the future today!

Financial Lives

We don’t want to build our business on repeat credit repair customers. Our goal is to fix your credit once and for all.
We work hard to provide credit and financial education that you can use for a lifetime, so you can shift from worrying about your financial life to focusing on the other parts of your life that matter..

What is holding you back?

Take control of your financial future!

Enroll Today!

Who We Are

Elite Financial Consultants is proud to be conveniently located in Richmond, Virginia

Our focus is to assist individuals to create a better financial life while repairing their credit. We strive for the most customer focused environment to help you achieve your financial goals. We work on your behalf to remove erros, supply you with credit & financial education that you can use for a lifetime. We help you receive the accurate credit report you deserve by law. Our certified credit consultants are passionate about improving credit ratings. This aids in the financial outlook for hard working Americans. Be relentless. No more waiting. The road to good credit is only a click away! EFC

Our Guarantee To You

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    Professionally Managed Credit Bureau Disputes

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    Assistance from a Certified Credit Consultant

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    Learn how to manage your new credit score

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    No Long-Term Commitments

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    Cancel Anytime

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    Budget Education

Our 100% Money Back Guarantee is dependent on the client follow through with minimal obligations as defined in the contract.

Frequently Asked Questions

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    What Is Credit Repair?

    Credit repair is a service provided under the CROA that allows credit repair service providers to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated, or unverifiable. Any credit repair agency that claims to be able to remove ANY item other than those identified above is in violation of the Credit Repair Organizations Act (CROA).

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    How Does Our Service Work?

    Credit repair is a service provided under the CROA that allows credit repair service providers to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated, or unverifiable. Any credit repair agency that claims to be able to remove ANY item other than those identified above is in violation of the Credit Repair Organizations Act (CROA).

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    What Items Can Be Removed

    This is a tricky question. For one, we can’t tell you upfront that ANY item can or will be removed from our clients’ credit reports. Again, like all legally compliant credit repair agencies, we can only remove items that show to be inaccurate, outdated, or unverifiable. However, MANY items on most people’s reports could fall into one of those categories.

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    How Long Does This Service Take?

    We provide all our clients with an estimated time frame for service. In general, clients are usually with us from 3 to 6 months. However, this is not saying all items will be removed in that time frame or that all items will be removed at all. This is just the usual time frame people choose to stay in our program. Since we do not charge deletion fees until we achieve results, we work to achieve those results as fast as possible.

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    Why Do I Have To Prove My Identity?

    The simple answer is because the credit bureaus say so. Unfortunately, there is wording in the law to require you to give them information. If you don’t supply the proof of your identity and address, the bureaus will simply ignore your dispute and you will get nowhere. Below is a list of what can be used as proofs. You must send at least two of the following:Driver’s License Utility Bill Pay Stub with Social Security number W2 Form Lease Agreement Bank Statement Cancelled Check

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    How Much Will My Score Go Up?

    As much as we would like to, there is simply no way to know the answer to this question. There are far too many factors involved in the credit scoring model; the biggest variable being the “human factor”. We don’t know what you are going to do during this process. You might get new lates, max out credit cards, get new credit, get new collections, get a judgment placed against you, or one of hundreds of other things that would change the outcome of your service. REMEMBER! EFC is hired only to help remove items from your report that you wish for us to work on, the score change is simply a byproduct of our service.

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    WILL I GET APPROVED FOR MY HOUSE, CAR, FUNDING, ETC?

    We must make it very clear, EFC does not give any type of loans or financing. Therefore, we can not tell you if you will be approved for any of those things. Many people come to us with very poor credit and hope to be approved for loans or funding programs with very strict financing guidelines. Remember from above, if we can’t promise you ANY item is going to be removed from your report, how could we possibly assure you that you will be approved for a loan after working with our program? We are here to help and we help hundreds of people, but please do not expect miracles.

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    WHY DO I HAVE TO HAVE A MONITORING ACCOUNT?

    Credit repair is kind of like getting your car fixed… The mechanic is going to need to see under the hood. You keeping a monitoring service is our way of looking under your proverbial credit “hood”. It allows us to see exactly what needs to be done and check up on the bureaus and creditors. When they say something has been changed, we want to make sure it is REALLY changed.Keeping a monitoring service is a requirement of our service. As per our Terms of Service, failure to keep an active monitoring account could result in a $100 cancellation fee.

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    Why Don't My Scores Match?

    Many people are confused by the online services that offer credit scores. People obviously assume that their credit score is the same at all these sites. This simply is not the case. Each site uses their own scoring model which could be a little (or a lot) different than the next.

Location

7400 Beaufont Springs Dr. Suite 300
Richmond, VA 23235


Call

Ph: 804.480.1228

Fax: 804.331.0204


Hours

Monday-Friday: 9am-3pm
**By Appointment Only**


Email

support@myeliteconsultants.com